Only Young Drivers celebrate five years of using Digilog’s AVS process to provide competitive car insurance to young drivers

OYD_Logo Selecter trading as  Only Young Drivers (OYD) have worked in partnership with Digilog for over  five years now using the Advanced Validation Screening (AVS) process to screen motor insurance applications for 17-25 year olds. Trained agents use the Digilog process and AVS techniques to assess a drivers attitude towards driving and offer highly competitive car insurance to responsible young drivers. Assessing a policyholders attitude  towards driving  through the Digilog AVS Process  has resulted in an overall reduction  in claims for insurers and an improved loss ratio. This has helped Selecter to develop successful partnerships with several large UK insurers and create a unique proposition in the very challenging area of insurance for young drivers. The Digilog OYD approach also provides a viable alternative to telematics by assessing the policyholders attitude towards driving before a policy is issued. It has been an exciting  five years and we look forward to a long and successful future using the Digilog AVS process to provide young drivers with competitive car insurance.   Jon Kirk, Managing Director, Selecter Insurance Services Ltd